Landbay recently closed a £1.25 million crowdfuning round on Seedrs. Landbay specialises in P2P buy-to-let mortgages and recently surpassed £120m cumulatively lent since forming the platform in 2014. We analyse the health of the platform in terms of financials and personnel.After the FTSE 100 dropped 700 points earlier this year as the market experienced a slight correction, investors have been turning to P2P lending to balance their portfolio with uncorrelated yield.Analysis of two giant peer to peer lenders in the UK, evaluating defaults by region to identify trends.There are a number of factors which contribute to “why” a retail investor will introduce peer to peer lending (P2P) into their portfolio. Orca explores these motivations as highlighted in The Cambridge University report.The 2017-18 tax year is behind us, we now look forwards to tax year 2018-19. We offer up some top tips for exploiting tax advantages in peer to peer lending, and personal finance more generally.Peer to peer lending tax is a key consideration for investors in the asset class. P2P returns are taxable as income, but there are tax breaks available enabling investors to earn tax-free yield. We explore the Innovative Finance ISA, SIPP and Personal Saving Allowance.As the end of tax year approaches, we look at the Innovative Finance ISA providers on the market and offer our thoughts on how to research P2P lending platforms offering IFISAs.easyMoney is the recent addition to the global easyGroup 'house of brands' founded by Stelios Haji-Ioannou. The easyMoney P2P lending platform launched its Innovative Finance ISA in February 2018. We take a look at this new entrant and its IFISA.Receive £100 bonus on top of your portfolio returns 12 months after making your deposit. To claim your cashback bonus, simply sign-up or login and invest £1,000 or more. This offer is running until 27th March, so act fast!