Articles

The Evolution of Peer-to-Peer Lending Regulation

Orca delves into the delicate relationship between P2P lending and the FCA, looking at how it has evolved and what the future looks like.

The Growth & Development of Peer to Peer Lending: Mega Trends, Trends and More

12 years after the first loan was originated on the Zopa platform, peer to peer lending has grown to a £9.6bn lending market.

P2P Lending: What It Is, How It Has Grown and Its Attractiveness as an Asset Class

Orca explain what is Peer to peer lending.. It has moved from niche to investment mainstream, with impressive rise in lending and increasing appeal.

Peer-to-Peer-Lending: Bigger Than the EIS/VCT Market Combined

Current research finds that the Peer to Peer Lending market is bigger than the entire EIS/ VCT market combined.

Zopa Is Fully FCA Authorised... Finally

Zopa, the pioneer and founder of peer-to-peer lending (P2P) has received full authorisation from the City watchdog (FCA).

Funding Circle Review: Operator Health

In addition to our review of the Funding Circle loan book performance we have also conducted a review of Funding Circle’s operator health.

Crowd Bonds and Debentures Eligible for IF ISA

Crowd Bonds and other debt-based securities were given permission to be included in IF ISA wrappers. More info on providers like Downing LLP here.

Zopa Lending Update: Product Changes to the P2P Platform

Zopa has experienced some significant changes in recent times, reflective of challenging market conditions. We examine Zopa lending changes here.

Innovative Finance ISA: P2P Lending Coming of Age

The Innovative Finance ISA (IF ISA) was a landmark step for peer-to-peer lending. Find out if the tax wrapper has lived up to the hype.